What is a “reserve balance”?

It is the minimum required amount of MNX that you cannot spend. These coins will be kept on the fund's reserve account. The cardholder's funds are divided and placed on two separate accounts – a reserve account (reserve balance) and a current account from which cryptoсurrencies will be sold to pay off the credit limit.

Should your current account not have enough funds, the reserve balance amount can be spent only with your approval. For this particular event, you will receive an email with an approval request. Upon your approval, funds from the reserve account will be transferred to the current account instantly. 

Please note that your card will be downgraded to Standard.